Why is Pioneer Military Lending featured on
MilitaryReadingList? Simple. Since 1932, Pioneer has taken pride
in going the extra mile for EVERY customer.
Pioneer is committed to the men
& women representing the worldwide Active & Career-Retired Armed
Forces, and their on-line loan service is designed to provide them
the convenience and accessibility they need. They offer
competitive loan interest rates and loan products for ALL ranks, and their
online application and acceptance are available 24 hours a day 7 days a
week. Customer service associates handle inquiries over 80
hours a week and will quickly email answers to questions during operating
All Pioneer associates are ambassadors of the Armed
Forces and support military quality of life initiatives. They also
afford military personnel the opportunity to make their voices heard
through our Ambassador Programs.
In short, Pioneer goes the extra mile, with friendly
and knowledgeable loan associates, a secure on-line loan process that
protects security and privacy, and -- best of all - they GUARANTEE
their loan services 100%: If, for any reason, you are not
completely satisfied, you can cancel your loan within 15 days at NO cost.
If you are planning on a applying for a loan, having a good credit
rating is important, but not a show-stopper. The following
paragraphs will help you know a little more about how your credit rating
Financial Wisdom on Good
Why is a Good Credit Rating
Your credit history is going to be
reviewed every time you apply for credit, to make a major purchase such as
a car or house, or when you lease an apartment. A poor credit history can
cause a business to deny you credit. If you declare bankruptcy, this can
be on your credit report for ten years. Information about a judgment or
lawsuit against you can be reported for seven years or until the statute
of limitations expires, whichever is the longer period.
Your Credit Report
Your credit payment history is
contained in a file which is maintained and sold by a consumer reporting
agency (CRA), one type of which is known as a credit bureau. If you ever
applied for a credit or charge account, a personal loan,
insurance, or a job, then you have a credit record on file at a credit
bureau. A credit record typically contains information on your history of
paying your credit bills, your income level, and the amount of your debts.
It will also indicate whether you have ever been sued, arrested, or filed
for bankruptcy. Credit bureaus are usually listed in the yellow pages
under "credit reporting agencies." There are three large
national credit bureaus that supply most credit reports, and each of them
may have a report on file for you.
If you would like to get your credit report, try www.creditreporting.com.